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WE ARE CERTIFIED TO HELP SMALL BUSINESSES AND INDIVIDUALS ENROLL IN THE EXCHANGE

NPR # 1204112; License # 812481

SHARED FUNDING PLANS - GROUP INSURANCE

If you have any questions or need additional assistance

PLEASE CALL 713-957-8100 or submit a help request.  

A Shared Funding Plan allows employers to have the advantages of both a fully insured plan and a self-insured plan.  

 

With a Shared Funding Plan the employer partners with an insurance carrier and selects any of the fully insured plans that carrier offers.  The insurer administers the plan like they normally would, processing claims and collecting premiums.  However, like a self-funded plan, the employer pays claims and secures stop-loss insurance to protect from catastrophic claims.  And, similar to the self-funded advantages, employers save thousands in lower premiums, administration fees, taxes and any unused premiums are reimbursed to the employer at the end of the plan year.  

 

To determine if a Shared Funding Plan is right for your company, please contact Northwest General Insurance and Financial Services for a detailed analysis and of your existing plan.  

 

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